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"Give Yourself Credit"
Credit Repair Guide

Click on the links to the left and start your credit education today.

"Give Yourself Credit" details the truth about credit reporting and the best countermeasures available to recover credit worthiness.

The Information in this guide represents over 15 years of research and experience in the field of credit improvement. The authors of this guide have witnessed the deletion of over 115,000 negative credit items using the exact methods described through out the guide.

 

Bonus Downloads

Bonus Download 1
How to understand you credit score.

No more mystery. you can know what your potential lenders know. How your score is created, who looks at it and 3 simple things you can do today to increase your overall score.


Bonus Download 2
How to get out of ChexSystems

Are you stuck in the nightmare of no bank account because ChecxSystems is barring you. Learn how to contact, write to and remove negative items ChexSystems is reporting about you.

Order Today Only $9.95 

 

What's in the Kit

 
Understanding the Law and Knowing your Rights.
  • Fully understand your rights under the Fair Credit Reporting act.
  • Discover the Laws the Credit Agencies don't want you to know about.
  • How to use these laws to the fullest extent.
Your FICO Score
  • What it means. How it works. Why it is different from your credit score.
  • What type of score looks good to what type of creditors.
  • How to increase your score.
How to Read your Credit Reports
  • Make sense of the codes the credit agencies use.
  • How these codes determine your level of credit.
  • The truth about the 100 word statement.
How to Negotiate Directly with your Creditors
  • Not getting anywhere with the Credit Agencies? Try the creditor directly.
    • Getting the upper hand with your creditors.
    • Proven negotiation tactics (don't be intimidated)
    • How to phase your approach. (working from the top - down)
    • Letter template you can use to contact your creditors directly and get fast results.
  • Settling your debts with creditors
    • What debts can be settled easily.
    • Using settlements to restore your credit.
The Best Disputing Methods
  • Proven tips that get fast results.
  • What to do and what not to do. 
  • What inaccuracies to look for.
  • Getting past the credit agency checker.
  • Dispute letter templates.
  • How to handle rejections.
  • Follow up methods. (forth quarter strategies) Very Important!!!
How to Reestablish your Credit.
  • Little known methods to build back great credit fast. 
  • Keeping your credit in prime condition.
  • How to remove inquiries.
Keeping Track of your Progress
  • Tracking tools and information
  • Credit Restoration Organization Form
    • This form allow you to easily keep track of your progress. Use it to track your
      request, disputes, follow ups, etc...
Important Website Links
  • Federal Trade Commission
  • Reports and Studies
  • Court cases and conclusions
Valuable Information
  • Important contact information for
    • Credit Agencies
    • FTC Local offices by state
    • Credit Companies
    • More
Companion Website Updates
  • Link to website containing updates and changes so your always up to date with the newest information.
Free updates for 1 year
  • When you purchase our Credit Repair Kit, you don't just get a download and that's it. We are constantly monitoring the laws and practices related to consumer credit. We edit our kit to reflect these changes. By purchasing the Give yourself Credit you become a member of Credit-Fixer.biz.Biz. As a member, you will receive a free updated guide any time major changes are made to the kit for one full year after you download the kit.

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Chapter Overview

SECTION ONE - Credit 101
What is a Credit Report?
Who Controls my Credit Score?
What Kind of Information Appears on the Credit Report?


SECTION TWO - Understanding Credit Restoration
The Law Versus Practical Reality
The Truth about Credit Repair Companies
Is it Right to Restore Bad Credit?
The Top Ten Myths of Bad Credit
Should I Seek Professional Help?
Example of a Month's Activities
What the Law Requires When You Dispute Your Credit Report
What Actually Happens When You Dispute Your Credit Report


SECTION THREE - How to Effectively Restore Negative Credit
The Risks of Restoring Your Own Credit
Stage 1. Acquiring Your Credit Reports
Stage 2. Organizing Yourself
Stage 3. Analyzing Your Credit Reports
Stage 4. Drafting Your Disputes
Stage 5. Sending Your Disputes
Stage 6. Getting a Response
Stage 7. Seeing Results
Stage 8. Forth Quarter Strategies
Special Situations when Restoring Your Credit
Removing Inquires


SECTION FOUR - Creditor-Direct Strategies
Settling Debts for a Fraction of the Total Amount
Understanding the True Risks and Realities of Overdue Debts
Which Debts Can Be Settled?
Getting the Upper Hand
Using Settlements to Restore Your Credit
Disputing Directly to Your Creditors


CONCLUSION


APPENDICES
Credit Restoration Organizer
Sample Dispute Letters
Sample Creditor Direct Letter
Resources
Fair Credit Reporting Act

 

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